100% Free Service — No Switching Required

Stop Overpaying on Every Transaction

Hidden fees are buried in your processing statements. Interchange markups, assessment surcharges, and processor padding are costing you thousands — and most merchants never know.

What you don't know is costing you

The fees they don't explain

Credit card processing is intentionally complex. Processors profit from your confusion. Here's what's hiding in your statements.

Often inflated

Interchange Fees

Set by card networks, but marked up by processors without disclosure. Most merchants pay 20–40% more than necessary.

Rarely explained

Assessment Fees

Network fees passed through at a markup. Small percentages that add up to thousands annually.

Highly negotiable

Processor Markup

The spread your processor adds on top of base rates. This is where the most negotiating power lives.

Often removable

Hidden Surcharges

Statement fees, batch fees, PCI fees, minimum fees — line items that appear with no justification.

The process

Three steps to knowing what you should pay

01

Sign the NDA

Your statements contain sensitive business data. We protect it with a mutual non-disclosure agreement before we see anything.

02

Submit Your Statements

Send us 2–3 months of processing statements. We analyze every line item, every fee, every rate tier.

03

Receive Your Savings Report

We deliver a clear breakdown of what you're paying, what's unnecessary, and exactly what you could be paying instead.

Our commitment

Zero cost. Zero obligation. Zero switching.

Our service is completely free. We don't ask you to change processors. We simply show you the truth about what you're paying — and what you could be paying.

23%
Average merchant overpayment
All major
Processors analyzed
$0
Cost to you

It costs nothing. The savings are real.

Fill out the NDA, submit your statements, and we'll show you exactly what you're leaving on the table. Most merchants are surprised by what we find.

Ready to find out what you're really paying?

It starts with a simple NDA. No commitment, no switching, no cost.

Get Your Free Rate Review

Confidential. No commitment. No switching required.